We understand that financial difficulties can be overwhelming and that you may have several questions. For this reason, we compiled a brief list of some common questions. However, the best course of action is to speak to a licensed insolvency trustee to discuss the many options available to you. Contact Rochelle today for a free consultation and take the first step toward financial health.

What is a licensed insolvency trustee?

A licensed insolvency trustee is a professional whose role is to help you regain control of your financial situation. A good licensed insolvency trustee will work to find the best solution to your financial difficulties. Furthermore, a licensed insolvency trustee will be in charge of communicating with your creditors so that you do not have to do it yourself. This allows you to focus your time and energy on your well-being as well as that of your family.

My financial situation is dire - What should I do?

Speak to a licensed insolvency trustee before you do anything. There are many options available to you, and the licensed insolvency trustee will advise you and help draw up a plan of action.

How do I choose a licensed insolvency trustee?

A good licensed insolvency trustee will be attentive to your individual situation and the needs of your family. Therefore, you should choose a licensed insolvency trustee who is professional, competent and caring. It is very important that you feel comfortable working with your licensed insolvency trustee. After all, the licensed insolvency trustee is your ally and needs your cooperation to ensure that they can find the best solution to your financial troubles.

This is why Rochelle offers a free initial consultation. This allows her to get to know your situation and helps draw up the best plan of action. Contact Rochelle for your first consultation.

What are some warning signs of debt problems?

There are many signs of debt problems and this list cannot possibly list them all. However, these are some of the most common signs that you need to take action.

  1. 1. Are you using credit cards to buy everyday items that you could not otherwise afford?
  2. 2. Is the monthly interest on your credit cards more than your monthly payment?
  3. 3. Do you use one credit card to pay the balance of other credit cards?
  4. 4. Do you receive frequent calls from collection agencies?
  5. 5. Did anybody take legal action against you?
  6. 6. Do you spend more than you earn on a monthly basis?
  7. 7. Do you have difficulty paying your bills on time?
  8. 8. Do you frequently have to use overdraft because you do not have enough money in your account?
  9. 9. Do you find it difficult to keep track of how much you owe?
  10. 10. Do you and your loved ones argue about money problems?

If any of these apply to your situation, you should take immediate action. A licensed insolvency trustee can help you take control of your financial situation and deal with debt problems.